Not sure if you want or need to change your existing Medicare plan? Remember that your health situation may be different from a year ago. And insurers may have tweaked your policy.
Evaluate your coverage with these check-up questions:
Doctors: Call your current doctors to make sure they will remain on your plan.
Costs: Are there any changes to monthly premiums and out-of-pocket expenses such as co-pays and deductibles?
Drugs: Are all of your medications covered for 2014?
Hospitals: Are your preferred hospitals still on the list for the coming year? Check outpatient and rehabilitation centers as well.
Wellness programs: Does you Medicare plan offer fitness programs, such as Silver Sneakers? Will it be the same next year?
From staff reports