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Wednesday, May 23, 2018
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Earliest retirement benefits start at 62

What is the earliest age I can begin receiving retirement benefits? The earliest age you can begin receiving Social Security retirement benefits is 62. If you decide to receive benefits before your full retirement age, you will receive a reduced benefit. Keep in mind you will not be able to receive Medicare coverage until age 65, even if you decide to retire at an earlier age. Check out our Retirement Estimator to get fast, personalized estimates of future benefits. You can find them at www.socialsecurity.gov/estimator. For information, go to www.socialsecurity.gov. What is the “Part B” Medicare monthly premium for 2013? Most people pay the standard Part B premium of $104.90 each month in 2013. If your modified adjusted gross income on your Internal Revenue Service (IRS) tax return from two years ago (the most recent tax return information provided to Social Security by the IRS) is above a certain amount, you may need to pay more. Only about 10 percent of Medicare beneficiaries, those with very high income, are required to pay a monthly premium greater than $104.90. For information, visit www.socialsecurity.gov and select the “Medicare” tab.

This column was prepared by the Social Security Administration. For fast answers to specific Social Security questions, contact Social Security toll-free at 800-772-1213.

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